Medicare comprises distinct parts tailored to specific services:

Part A: Hospital Insurance, covering inpatient hospital stays, skilled nursing facility care, hospice care, and select Home health services. Most individuals don't pay a premium for Part A if they or their spouse have paid Medicare taxes while working.

Part B: Medical Insurance, encompassing doctors' services, outpatient care, medical supplies, and preventive services. While it requires a monthly premium, its coverage is optional yet recommended for comprehensive healthcare.

Part C: Medicare Advantage Plans, offered by private insurance companies approved by Medicare, combining Parts A and B coverage with additional benefits like prescription drug coverage (Part D).

Part D: Prescription Drug Coverage, catering to prescription drugs and available as an add-on to Original Medicare or included in a Medicare Advantage Plan.

Eligibility for Medicare hinges on several criteria, such as age, receipt of Social Security Disability Insurance (SSDI), or diagnosis of specific medical conditions.

Medicare offers a plethora of benefits, including broad coverage across various healthcare services, nationwide access to a vast network of providers, cost-effective options, and additional coverage through Medicare Advantage Plans.

As a vital insurance program, Medicare ensures older adults and individuals with disabilities access quality healthcare. Our agency's dedicated professionals are poised to guide you through understanding Medicare's complexities and finding coverage options tailored to your needs. Contact us today to embark on your Medicare journey!